union leader : reported that Deroy Murdock: Replace Obamacare with a national health insurance market

Freeing them and new players to offer medical coverage nationwide would be an important and welcome way to make health insurance great again.Deroy Murdock is a Manhattan-based Fox News contributor and a contributing editor with National Review Online. The freedom to buy health insurance across state lines is central to successful Obamacare replacement and must be part of any legislation that Congress sends to President Trump's desk.That alone would be a great start. Thanks largely to Obamacare and its 16,000 pages of regulations, Aetna, Humana, and United Healthcare largely have evacuated Obamacare's imploding state-level exchanges. They have thrived mightily since the 1945 McCarran-Ferguson Act turbocharged their powers to oversee insurance.Congress should use the Constitution's Interstate Commerce Clause to terminate these officials' veto power over which health insurers can enter their territories. These regulators often demand that all health plans in their states cover non-life-and-death items, such as acupuncture, marriage counseling, in vitro fertilization, and other mandated benefits.

Dos and don'ts for filing health insurance claim

This will enable you to make the most of your health insurance policy and focus completely on recovery from the illness at hand. Here are some dos and don'ts that will ensure that your claim process goes through smoothly:Being aware, in advance, of pitfalls that can result in a claim being rejected ensures that you avoid them. They often hear misnomers about claims being rejected by insurance companies and fear that when the time comes, for some unknown and unforeseeable reasons, their claim will be rejected too. Verify the statement provided before signing any document; do not change any statement (written/oral) provided without proof of the same. Ensure that all the information provided, relating to the hospitalisation, is correct and submit it along with the required documents.

Insurance Commissioner condemns Trump Administration actions destabilizing health insurance markets

President Trump's threats to withhold the cost-sharing assistance create fear among consumers and instability in the health insurance market. Like President Trump's threats to eliminate the cost-sharing subsidies, his new regulations will destabilize, rather than strengthen, the health insurance market. We can expect rates to increase and insurers to leave the market because of President Trump's actions undermining the Affordable Care Act."Today, the Trump Administration took additional steps to destabilize the health insurance market. Responding to these comments, Insurance Commissioner Jones said: "The cost-sharing subsidies, an important part of the Affordable Care Act, lower deductibles and other out-of-pocket costs to make healthcare more affordable. President Trump's stated intention to hold hostage for political gain the healthcare of millions of Americans who rely on cost-sharing assistance is outrageous.


collected by :Lucy William

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