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Tuesday, June 20, 2017

MarketWatch : declared in What you need to know about health insurance when you travel abroad

Call your health insurance companyThe first step is to contact your health insurance company to verify whether your emergency medical coverage extends outside the U.S. Benefits of travel insuranceTravel insurance can help fill in any coverage gaps in your current domestic health insurance plan and can act as primary or secondary coverage. For the most protection, you may want to consider a comprehensive travel insurance plan that will provide the following key benefits:Trip cancellation. Example: For a $5,000, two-week vacation to Aruba, a comprehensive travel insurance plan will cost a couple in their 50s around $200. Emergency Medical CoverageEmergency Medical Evacuation24/7 Emergency Assistance.


How the Republican health plan could hurt those with employer health insurance

They include such things as maternity and newborn care, emergency services, mental health services, prescription drugs and chronic disease management. Related: What is the individual health insurance market and why is everyone so worried about it? Under the ACA, health insurance provided by large employers can't limit how much they cover each year or over the course of a patient's lifetime. Talk of repealing the Affordable Care Act has largely focused on how it'll change health insurance for the millions of people who don't get it through work or public programs. But the Republicans' American Health Care Act is also expected to affect employer-based health insurance and, through it, as many as 27 million people, according to a new estimate from the left-leaning think tank the Center for American Progress.

Individual health insurance premiums expected to jump more than 20% next year
According to state officials, Molina Healthcare of Washington plans the highest premium jump of 38.5 percent. Still, he's glad he'll still have health insurance. "We're having enough trouble in Grays Harbor getting and keeping doctors and getting those doctors to take the insurers. The company offering coverage for Grays Harbor County, Premera Blue Cross, plans to raise premiums 27.7 percent. Those counties are Ferry, Grays Harbor, Island, Pend Orielle, San Juan, Skagit, and Skamania.


collected by :Lucy William

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