Health Insurance for Cancer Treatment: What to Know
Though insurance coverage may not completely cover treatment costs, it can certainly make a huge difference compared to paying completely out-of-pocket. Patient care costs include doctor visits, hospital stays, standard Cancer treatment, and treatment for any side effects, as well as any lab work or imaging tests. Better Coverage for Cancer PatientsThe ACA passed in March 2010 and has helped cancer patients in a number of ways. With the rising cost of cancer drugs and uncertainty with how healthcare might change in the future, more needs to be done to help cancer patients now. And if that isn't bad enough, it looks like the costs of cancer treatment aren't coming down anytime soon.April 18, 2017 - CMS issued the final version of the 2018 Market Stabilization rule for the Affordable Care Act (ACA) health insurance exchange. The rule focuses on stabilizing the individual and small group health insurance markets while lowering premiums and increasing choices for the public. It also increases flexibility for insurers to create other variations of health plans, which are currently outside of ACA guidelines, as well as allows states to determine "adequate" levels of available health care. It would also open the door to allowing insurance companies to skirt minimum coverage requirements that are currently mandated within the ACA. This is a move that CMS claims will keep the marketplace more in line with Medicare and private carriers.
collected by :Lucy William
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