HHS final rule aims to stabilize health insurance marketplace
With the health care insurance marketplace in a state of constant flux, the final rule may accomplish HHS' goals in ensuring that everyone has access to health care coverage. Under the final rule, HHS clarified its policy on the guaranteed availability of coverage provision. Enrollment datesThe final rule also makes significant changes to the enrollment period for the 2018 benefit year. HHS believes requiring verification of qualifying events would further aid in stabilizing the health insurance marketplace. The final rule has processes in place to prevent enrollees from making any changes to their coverage levels.Weigh your health insurance options carefullyShould you stay on your parents' insurance or buy on the marketplace? If you've got a college health plan, should you switch to your parents' plan when it ends or buy a plan on the health law's marketplace instead? Before the Affordable Care Act, young people graduating from school typically had few options for health insurance, but it's different now. If you have a college health plan that ends when you graduate, you may qualify for a special enrollment period to sign up for a marketplace plan. It's likely that the insurer will send the policyholder, in this case your parents, insurance notices describing any care you receive.
collected by :Lucy William
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