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Millions might qualify for health insurance credits
Millions might qualify for health insurance credits
Millions might qualify for health insurance creditsMillions of Americans who bought individual health insurance outside the Affordable Care Act's public exchanges could be leaving money on the table if they skip those marketplaces again in picking 2017 coverage, a new report says.The Department of Health and Human Services estimates that 2.5 million people who bought so-called off-exchange coverage for this year might have income levels that qualify them for tax credits to help pay the premium.These marketplaces offer tax credits to customers with income levels up to four times the federal poverty level, or nearly $100,000 for a family of four.
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Rural Iowa counties face limited health insurance options
Rural Iowa counties face limited health insurance options
DES MOINES — Iowa's state insurance division said residents in 13 rural counties who want to buy subsidized health insurance under the Affordable Care Act will have only one choice in 2017.Medica, a Minnesota-based carrier, is the only health insurer that has agreed to sell individual policies in the state via the Affordable Care Act's online marketplace.The Obamacare marketplace was touted as a way to encourage competition among health insurers.
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How did health insurance get to be such a mess?
How did health insurance get to be such a mess?
How did health insurance get to be such a mess?Patients and doctors hate it.Costs keep rising.
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Limiting choice of doctors means cheaper health insurance
Limiting choice of doctors means cheaper health insurance
Getting surprise bills from doctors and other providers who are outside your health-insurance network is one of the more unpleasant trends in coverage these days, especially for plans purchased through the Affordable Care Act's marketplaces.But a new study published Tuesday in Health Affairs makes clear that so-called narrow networks of physicians do come with lower premiums: 6.7 percent lower, on average.Daniel Polsky, executive director of the University of Pennsylvania's Leonard Davis Institute of Health Economics, is lead author of a new paper that estimates how much consumers save in premiums by choosing health insurance plans with small provider networks.
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