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Thursday, February 23, 2017

Los Angeles Times : reported that Obamacare 101: Are health insurance marketplaces in a death spiral?

It's been a rocky few months for the health insurance marketplaces created by the Affordable Care Act. Buying health insurance on the marketplaces was set up to be like shopping online for a hotel room. Aetna's chief executive claimed the marketplaces are in a "death spiral." Republicans say the marketplaces are Exhibit A that Obamacare is collapsing. Like all insurance markets, the Obamacare marketplaces rely on having a good mix of customers. Before Obamacare, insurance companies were free to reject sick people.


What you need to know before buying health insurance for kids


What you need to know before buying health insurance for kids
You could take out children's private medical insurance that will pay for some or all of the diagnosis and treatment your child may require. 'Parents have a couple of options when it comes to getting health insurance for their children,' explains Pratt. But before you buy, consider the Money Advice Service website which states that being worried about your child becoming sick doesn't mean you 'need' private medical insurance because children get immediate priority on the NHS. Private medical insurance for children is still a relatively niche area of the protection market, with companies including Aviva, Bupa and AXA being the some of the most well-known providers. And it's not as easy to research and compare policies and premiums online as it is, say, car or contents insurance.

Some Lancaster County municipalities cover health insurance for elected officials

In Lancaster city, three elected officials — two council members and a row officer — elect to be covered under the city's health insurance. In all, eight townships and the City of Lancaster provide health insurance for elected officials — a small portion of the 60 municipalities here. In neighboring East Donegal Township, supervisors also receive health insurance coverage, but the specific cost is a little less clear. East Cocalico Township pays for health insurance for its three elected supervisors, Douglas B. Mackley, Alan R. Fry, and Noelle B. Fortna. In Providence and Conoy townships, supervisors do not receive health insurance but there is some limited reimbursement.



collected by :Lucy William

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