Letter: Health insurance is a federal responsibility quoting : The Salt Lake Tribune

He states, "constitutional precedence dictates all insurance be state-regulated," which is correct with the exception of it being "constitutional." The Constitution, was established by the Founding Fathers to "insure domestic tranquility, provide for the common defense, promote the general welfare and secure the blessings of liberty to ourselves and our posterity ... for the United States of America." Health insurance would come under general welfare, I believe, and thus could and should be regulated by the federal government.




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Health insurance exchanges are on shaky ground. Here's how to fix them

This means that the health insurance exchanges — which make it possible for people who do not get health insurance through work or government programs to buy it — will continue to function. By lowering health insurance premiums, a copper plan would be more attractive to relatively healthy people, which would increase enrollment and lower average premiums. According to the Kaiser Family Foundation, the painful price hikes in the 2017 insurance plans offered by the exchanges were sufficient to stabilize the finances of many insurers. Under the least-expensive bronze plan, the insurance company covers 60 percent of the expected costs of health care. Reinsurance is insurance for insurance companies.


collected by :Lucy William

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