Could Medicare Part C be the answer to our health insurance mess? quoting : Dallas News

We all need to get into the weeds, decide precisely what health insurance system our country needs, and lobby Congress accordingly. Part C participants enroll with an insurance company, which is often a health maintenance organization. Because they get a fixed payment, which includes a profit margin, for each Part C participant, insurers have an incentive to neither underprovide nor overprovide care. Traditional Medicare combines Parts A, B and D. Part C, also called Medicare Advantage, is an alternative. Parts C and D are Republican.




"Will the Trump administration make those payments like the Obama administration did? "Bottom line: They didn't have the votes."Todd echoed the sentiment, also noting that a dose of political miscalculation led House Republicans to believe all their members would vote for an Obamacare repeal bill. Moderated by the ACCC's director of health policy Leah Ralph, the discussion included Dr. Kavita Patel of the Washington, D.C.-based think tank The Brookings Institution and Dan Todd of Todd Strategy. As former Capitol Hill staffers, both offered instructive comments on congressional Republicans' failure to pass the AHCA. Health and Human Services Secretary Tom Price has signaled that Republicans will dismantle elements of Obamacare even without the votes in Congress.

The original mistake that distorted the health insurance system in America

A World War II-era mistake distorted the U.S. health insurance system. No insurance company presumed to tell a doctor how to treat his patient to promote the interests of the insurance company, for the interests of insurer and patient were identical. Chief among these benefits was health insurance, whose cost was originally modest. The demutualizing of these companies was a huge policy mistake, vastly increasing the cost of health insurance in order to reward public shareholders and executives, not policyholders. Blue Cross and Blue Shield were in the insurance business, not the investment business, and they needed no high-paid top executives to make investment decisions to enrich non-policy owning shareholders.


collected by :Lucy William

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