We also have the only health care system financed by a for-profit insurance industry. For-profit insurance companies have created an American health care landscape dominated by waste, inefficiency and skyrocketing costs. A 2009 Harvard study suggested that the lack of
health insurance could be tied to 45,000 deaths annually in the US. The ACA did nothing to alleviate this problem, guaranteeing huge concessions to the insurance industry. Letters to the Editor (Photo: Getty Images/iStockphoto)Lost in the conversation of the recently-failed Trumpcare vs. the arguably-failing Obamacare is the real culprit behind the inequitable American health care system: the insurance companies.
Both parties misunderstand health insurance
They love the fact that the insurance companies can not deny anyone coverage because of pre-existing health conditions. The same concept applies to
health insurance. At the same time, they hate the mandates that require uninsured Americans to purchase approved health insurance or to pay fines if they don't. Paul S. Bunkin is a certified long-term care insurance agent. The answer is that billions of premium dollars are paid to the insurance companies to offset the costs of a few "total loss" claims by property owners.
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