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Wednesday, March 29, 2017

idahopress : reported that National health insurance is the way to go

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The original mistake that distorted the health insurance system in America


The original mistake that distorted the health insurance system in America
A World War II-era mistake distorted the U.S. health insurance system. No insurance company presumed to tell a doctor how to treat his patient to promote the interests of the insurance company, for the interests of insurer and patient were identical. Chief among these benefits was health insurance, whose cost was originally modest. The demutualizing of these companies was a huge policy mistake, vastly increasing the cost of health insurance in order to reward public shareholders and executives, not policyholders. Blue Cross and Blue Shield were in the insurance business, not the investment business, and they needed no high-paid top executives to make investment decisions to enrich non-policy owning shareholders.

Oklahoma lawmakers could loosen, remove health insurance mandates

The Republicans' failed replacement plan, the American Health Care Act, would keep Obamacare's 10 essential health benefits for small-group and individual plans. The report doesn't go into specifics, but among its recommendations are retaining preventive and behavioral health services. In 2013, when he was in Congress, Price authored an ACA replacement bill that would have done away with the essential health benefits. Taken together, state and federal mandates require almost 60 categories of coverage that affect more than 365,000 Oklahomans. Under SB 478, the out-of-state plans would be governed by the other states' mandates, even if the coverage is less than what's required in Oklahoma.


collected by :Lucy William

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